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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in First Hawaiian, Inc. or Bank OZK because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how First Hawaiian, Inc. and Bank OZK compare based on key financial metrics to determine which better meets your investment needs.
About First Hawaiian, Inc. and Bank OZK
First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. The company operates in three segments: Retail Banking, Commercial Banking, and Treasury and Other. It offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. The company also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing. In addition, it offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, auto dealer flooring, commercial real estate lending, and construction lending services. The company offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits; trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts, as well as corporate trust services that includes trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which includes automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. It also offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and affordable housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Latest Banks and First Hawaiian, Inc., Bank OZK Stock News
As of March 13, 2025, First Hawaiian, Inc. had a $3.1 billion market capitalization, compared to the Banks median of $373.8 million. First Hawaiian, Inc.’s stock is NA in 2025, NA in the previous five trading days and up 12.9% in the past year.
Currently, First Hawaiian, Inc.’s price-earnings ratio is 13.5. First Hawaiian, Inc.’s trailing 12-month revenue is $793.8 million with a 29.0% net profit margin. Year-over-year quarterly sales growth most recently was -7.8%. Analysts expect adjusted earnings to reach $1.954 per share for the current fiscal year. First Hawaiian, Inc. currently has a 4.3% dividend yield.
Currently, Bank OZK’s price-earnings ratio is 7.0. Bank OZK’s trailing 12-month revenue is $1.5 billion with a 48.4% net profit margin. Year-over-year quarterly sales growth most recently was 6.2%. Analysts expect adjusted earnings to reach $5.941 per share for the current fiscal year. Bank OZK currently has a 3.9% dividend yield.
How We Compare First Hawaiian, Inc. and Bank OZK Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at First Hawaiian, Inc. and Bank OZK’s stock grades to see how they measure up against one another.
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