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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Texas Capital Bancshares, Inc. or First Busey Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.
Read on to learn how Texas Capital Bancshares, Inc. and First Busey Corporation compare based on key financial metrics to determine which better meets your investment needs.
About Texas Capital Bancshares, Inc. and First Busey Corporation
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
First Busey Corporation operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. It operates through three segments: Banking, Wealth Management, and FirsTech. The company offers demand and savings deposits, money transfers, safe deposit services, individual retirement accounts and other fiduciary services, automated teller machines, and technology-based networks, as well as various loan products, including residential real estate, home equity lines of credit, and consumer loans to individual customers; and commercial, commercial real estate, real estate construction, and agricultural loans, as well as cash management services to corporate customers. It also provides asset management, investment, brokerage, fiduciary, philanthropic advisory, tax preparation, and farm management services; trust and estate advisory services and financial planning; succession planning and employee retirement plan; and investment strategy consulting services to individuals, businesses, and foundations. In addition, the company payment technology solution offers text-based mobile bill pay; interactive voice response; electronic payment concentration delivered to automated clearing house networks, money management, and credit card networks; walk-in payment processing for customers at retail pay agents; customer service payments made over a telephone; direct debit services; merchant services referral solutions; lockbox remittance processing for customers to make payments by mail; and tools for billing, reconciliation, bill reminders, and treasury services. The company was founded in 1868 and is headquartered in Champaign, Illinois.
Latest Banks and Texas Capital Bancshares, Inc., First Busey Corporation Stock News
As of May 12, 2025, Texas Capital Bancshares, Inc. had a $3.5 billion market capitalization, compared to the Banks median of $397.4 million. Texas Capital Bancshares, Inc.’s stock is down 2.8% in 2025, up 8.8% in the previous five trading days and up 24.44% in the past year.
Currently, Texas Capital Bancshares, Inc.’s price-earnings ratio is 43.4. Texas Capital Bancshares, Inc.’s trailing 12-month revenue is $891.5 million with a 11.0% net profit margin. Year-over-year quarterly sales growth most recently was 11.0%. Analysts expect adjusted earnings to reach $5.582 per share for the current fiscal year. Texas Capital Bancshares, Inc. does not currently pay a dividend.
As of May 12, 2025, First Busey Corporation had a $2.0 billion market cap, putting it in the 59th percentile of all stocks. First Busey Corporation’s stock is down 4.5% in 2025, up 4.5% in the previous five trading days and down 4.51% in the past year.
Currently, First Busey Corporation’s price-earnings ratio is 23.5. First Busey Corporation’s trailing 12-month revenue is $430.5 million with a 13.4% net profit margin. Year-over-year quarterly sales growth most recently was -21.9%. Analysts expect adjusted earnings to reach $2.567 per share for the current fiscal year. First Busey Corporation currently has a 4.5% dividend yield.
How We Compare Texas Capital Bancshares, Inc. and First Busey Corporation Stock Grades
Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.
AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Texas Capital Bancshares, Inc. and First Busey Corporation’s stock grades to see how they measure up against one another.
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