Which Is a Better Investment, First Busey Corporation or Provident Financial Services, Inc. Stock?

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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in First Busey Corporation, Provident Financial Services or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how First Busey Corporation, Provident Financial Services and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About First Busey Corporation, Provident Financial Services and Inc.

First Busey Corporation operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. It operates through three segments: Banking, Wealth Management, and FirsTech. The company offers demand and savings deposits, money transfers, safe deposit services, individual retirement accounts and other fiduciary services, automated teller machines, and technology-based networks, as well as various loan products, including residential real estate, home equity lines of credit, and consumer loans to individual customers; and commercial, commercial real estate, real estate construction, and agricultural loans, as well as cash management services to corporate customers. It also provides asset management, investment, brokerage, fiduciary, philanthropic advisory, tax preparation, and farm management services; trust and estate advisory services and financial planning; succession planning and employee retirement plan; and investment strategy consulting services to individuals, businesses, and foundations. In addition, the company payment technology solution offers text-based mobile bill pay; interactive voice response; electronic payment concentration delivered to automated clearing house networks, money management, and credit card networks; walk-in payment processing for customers at retail pay agents; customer service payments made over a telephone; direct debit services; merchant services referral solutions; lockbox remittance processing for customers to make payments by mail; and tools for billing, reconciliation, bill reminders, and treasury services. The company was founded in 1868 and is headquartered in Champaign, Illinois.

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company’s loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Latest Banks and First Busey Corporation, Provident Financial Services, Inc. Stock News

As of May 12, 2025, First Busey Corporation had a $2.0 billion market capitalization, compared to the Banks median of $397.4 million. First Busey Corporation’s stock is down 4.5% in 2025, up 4.5% in the previous five trading days and down 4.51% in the past year.

Currently, First Busey Corporation’s price-earnings ratio is 23.5. First Busey Corporation’s trailing 12-month revenue is $430.5 million with a 13.4% net profit margin. Year-over-year quarterly sales growth most recently was -21.9%. Analysts expect adjusted earnings to reach $2.567 per share for the current fiscal year. First Busey Corporation currently has a 4.5% dividend yield.

As of May 12, 2025, Provident Financial Services, Inc. had a $2.3 billion market cap, putting it in the 60th percentile of all stocks. Provident Financial Services, Inc.’s stock is down 4.7% in 2025, up 7% in the previous five trading days and up 12.94% in the past year.

Currently, Provident Financial Services, Inc.’s price-earnings ratio is 15.0. Provident Financial Services, Inc.’s trailing 12-month revenue is $700.5 million with a 21.1% net profit margin. Year-over-year quarterly sales growth most recently was 81.3%. Analysts expect adjusted earnings to reach $2.062 per share for the current fiscal year. Provident Financial Services, Inc. currently has a 5.4% dividend yield.

How We Compare First Busey Corporation, Provident Financial Services and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at First Busey Corporation, Provident Financial Services and Inc.’s stock grades to see how they measure up against one another.

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