Which Is a Better Investment, Cathay General Bancorp or The Bancorp, Inc. Stock?

view original post

Featured Tickers:

Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in The Bancorp, Inc. or Cathay General Bancorp because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how The Bancorp, Inc. and Cathay General Bancorp compare based on key financial metrics to determine which better meets your investment needs.

About The Bancorp, Inc. and Cathay General Bancorp

The Bancorp, Inc. operates as the bank holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, time, money market, and commercial accounts; overdrafts; and certificates of deposit. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business administration loans. In addition, it offers bill and other payment services; debit and prepaid card issuing services; card and bill payment, and automated clearing house processing services; and internet banking services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, safe deposit, collection, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Latest Banks and The Bancorp, Inc., Cathay General Bancorp Stock News

As of January 16, 2025, The Bancorp, Inc. had a $2.7 billion market capitalization, compared to the Banks median of $358.8 million. The Bancorp, Inc.’s stock is up 6.1% in 2025, up 11.1% in the previous five trading days and up 47.15% in the past year.

Currently, The Bancorp, Inc.’s price-earnings ratio is 14.1. The Bancorp, Inc.’s trailing 12-month revenue is $472.1 million with a 43.6% net profit margin. Year-over-year quarterly sales growth most recently was 7.5%. Analysts expect adjusted earnings to reach $4.283 per share for the current fiscal year. The Bancorp, Inc. does not currently pay a dividend.

As of January 16, 2025, Cathay General Bancorp had a $3.4 billion market cap, putting it in the 66th percentile of all stocks. Cathay General Bancorp’s stock is up 1.5% in 2025, up 6% in the previous five trading days and up 15.3% in the past year.

Currently, Cathay General Bancorp’s price-earnings ratio is 12.1. Cathay General Bancorp’s trailing 12-month revenue is $723.8 million with a 39.8% net profit margin. Year-over-year quarterly sales growth most recently was -6.2%. Analysts expect adjusted earnings to reach $4.026 per share for the current fiscal year. Cathay General Bancorp currently has a 2.8% dividend yield.

How We Compare The Bancorp, Inc. and Cathay General Bancorp Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at The Bancorp, Inc. and Cathay General Bancorp’s stock grades to see how they measure up against one another.

Learn more about A+ Investor here!

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions