Bank FD, bond to Mutual Funds: Which asset is ideal for investing explained

” + planDescName + “ ₹ ” + planPrice + “

” + nextBillingHtml + “

“; } document.getElementById(“userPlanMSSec”).innerHTML = html; document.getElementById(“userPlanMSSec”).style = “display: block;”; } else if (planData.plan.plan_type.toLowerCase().includes(“wsj”) && wsjEmail != “”) {showWsjWidget=true; subscriptionInfoBox = getSubscriptionInfo(planDescription, planName, nextBillingHtml, showWsjWidget, msStoryId, nextActivationDate, planCode); let manageSubsLink = (nextActivationDate && planCode)?”MANAGE SUBSCRIPTION“:””; html = “

“+subscriptionInfoBox+”

“+manageSubsLink; document.getElementById(“userPlanMSSec”).innerHTML = html; document.getElementById(“userPlanMSSec”).style = “display: block;”; getWsjStatus(wsjEmail); } else {subscriptionInfoBox = getSubscriptionInfo(planDescription, planName, nextBillingHtml, showWsjWidget, msStoryId, nextActivationDate, planCode); let manageSubsLink = (nextActivationDate && planCode)?”MANAGE SUBSCRIPTION“:””; html = “

“+subscriptionInfoBox+”

“+manageSubsLink; document.getElementById(“userPlanMSSec”).innerHTML = html; document.getElementById(“userPlanMSSec”).style = “display: block;”; } } catch(e) {console.log(e); } } } } else {if (!document.getElementById(“userProfileInfo”).classList.contains(“subsUpdated”)) {getSubscribeNow(); } } } } function getMsStroyId(){if (typeof subsStoryId != ‘undefined’ && subsStoryId) {return subsStoryId; } else if (typeof storyID != ‘undefined’ && storyID) {return storyID; } else if (typeof storyId != ‘undefined’ && storyId) {return storyId; } else {return ”; }} function getNextBilling(billingCycleText, nextActivationDate){let nextBillingMonth = new Date(nextActivationDate).toDateString().split(” “)[1]; let nextBillingDay = new Date(nextActivationDate).getUTCDate(); let nextBillingYear = new Date(nextActivationDate).getFullYear(); let nextBillingHtml = (nextBillingDay && nextBillingMonth && nextBillingYear) ? billingCycleText + nextBillingDay + ” ” + nextBillingMonth + ” ” + nextBillingYear : “”; return nextBillingHtml; } function getNextActivationDate(planData) {if (planData.next_billing_at != “” && planData.next_billing_at != “null” && typeof planData.next_billing_at != “undefined”) {billingCycleText = “Next Billing Date : “; nextActivationDate = planData.next_billing_at; } else if (planData.expires_at != “” && planData.expires_at != “null” && typeof planData.expires_at != “undefined”) {billingCycleText = “Expiry date : “; nextActivationDate = planData.expires_at; } else {billingCycleText = “Expiry date : “; nextActivationDate = planData.current_term_ends_at; } return [billingCycleText, nextActivationDate]; } function getSubscribeNow() {let msgEl = document.createElement(“div”); msgEl.classList.add(“newBlock”); msgEl.classList.add(“planSec”); msgEl.innerHTML = “Subscribe Now“; document.getElementById(“userProfileInfo”).after(msgEl); document.getElementById(“userProfileInfo”).classList.add(“subsUpdated”); } function getProfileBox(name, email ) {if(document.getElementById(“uName”) && name && email){ document.getElementById(“uName”).innerHTML = “” + name + “” + email + “Edit“;} } function closePopUp(elm) {var isSubscribedCookie = getCookie(“isSubscribed”); if (isSubscribedCookie !== “undefined” && isSubscribedCookie) {setCookieNewsletter(“isSubscribed”, isSubscribedCookie, -1); } if (elm !== “undefined” && elm && document.getElementById(elm)) {document.getElementById(“newsltrOvrlay”).style.display = “none”; document.getElementById(elm).style.display = “none”; } } function openUserSideProfile() {closePopUp(“thnkNewsletter”); getUserData(); ga(“send”, “event”, “my_account”, “Click”); document.getElementById(“myAccount”).style.width = “320px”; document.getElementById(“Userbgoverlay”).style.display = “block”; var trackData = {}; trackWebEngageEvents(“My Account Viewed”, trackData); } function closeUserSideProfile() {document.getElementById(“myAccount”).style.width = “0”; document.getElementById(“Userbgoverlay”).style.display = “none”; } function goToManageSubscriptions(storyId, tenureEndDate, currentPlanName, pixelCapieventName) {let redirectUrl = “https://accounts.hindustantimes.com/lm/managesubscription”; let queryParamString = trackRenewClick(storyId, tenureEndDate, currentPlanName); fireCapiService(pixelCapieventName); redirectUrl += queryParamString; redirectUrl += “&check_app=true”; setTimeout(() => {window.location.href = redirectUrl; }, 500) } function isWithinDiscounted(tenureEndDate) {try {const diffDays = dateDiff(tenureEndDate); if ((diffDays > -61 && diffDays < -19) || (diffDays > 16 && diffDays < 121)) {return true; } else {return false; } } catch (e) {console.log(e); return false; } } function showRenewNowFlag(planType, tenureStartDate, renewedUserFlag) {try {if (renewedUserFlag) {return false; } if (planType.toLowerCase().includes(“wsj”)) {return true; } else if (dateDiff(tenureStartDate) > 14) {return true; } else {return false; } } catch (e) {console.log(e); return false; } } function dateDiff(date) {const dateCompare = new Date(date); const dateToday = new Date(); const diffTime = dateToday – dateCompare; const diffDays = Math.ceil(diffTime / (1000 * 60 * 60 * 24)); return diffDays; } function getDaysInExpiry(tenureEndDate) {try {const diffDays = dateDiff(tenureEndDate) – 1; let daysInExpiry = “”; if (diffDays > 0) {daysInExpiry = “D+” + diffDays; } else {daysInExpiry = “D” + diffDays; } return daysInExpiry; } catch (e) {console.log(e); return “”; } } function getWsjStatus(wsjEmail) {var wsjStatusHtml = “”; var xhrWsj = new XMLHttpRequest(); xhrWsj.onreadystatechange = function() {if (xhrWsj.readyState === 4) {var dataWsj = JSON.parse(xhrWsj.responseText); if (dataWsj && typeof dataWsj.data!=”undefined” && typeof dataWsj.data.redemption_code_status!=”undefined” && dataWsj.data.redemption_code_status) {let redemptionCodeStatus = dataWsj.data.redemption_code_status; if (redemptionCodeStatus == “EXHAUSTED”) {wsjStatusHtml = “Your The WSJ subscription is active“; document.getElementById(“activateWsj”).innerHTML = wsjStatusHtml; document.getElementById(“subsInfoContainer”).classList.add(“activatedSubscription”); document.getElementById(“activateWsj”).style.display = “block”; } else {if (typeof dataWsj.data.redemption_url !=”undefined” && dataWsj.data.redemption_url) {wsjStatusHtml = “Activate The Wall Street Journal“; document.getElementById(“activateWsj”).innerHTML = wsjStatusHtml; document.getElementById(“activateWsj”).style.display = “block”; } else {document.getElementById(“activateWsj”).style.display = “none”; console.log(“redemption url is not found”); } } } } }; xhrWsj.open(“GET”, “/subscription/fetch/wsjStatus/” + wsjEmail); xhrWsj.send(); } function hideOnPhonePe() {var userAgent = navigator.userAgent; var objectsToHide = document.getElementsByClassName(“hideOnPhonePe”); if (userAgent.includes(“phonepe-webview”) && objectsToHide.length != 0) {for (i = 0; i < objectsToHide.length; i++) {objectsToHide[i].style.display = “none”; } } } var publicationsObj; function getBundlePlanDesc(basePlan) {if (!basePlan) return; return basePlan.map((p) => getBrandName(p)).join(“+”); } function getBrandName(brandCode) {if (!publicationsObj) return brandCode; if (!publicationsObj.planName) return brandCode; if (!publicationsObj.planName[brandCode]) return brandCode; return publicationsObj.planName[brandCode]; } function fetchPublications() {return fetch(“/json/publications.json”).then((resp) => resp.json()).then((resp) => {if (resp.success) {publicationsObj = resp.data; } }).catch((err) => console.log(“failed to fetch publicatons”, err)); } function getPlanNameByBasePlan(basePlan) {if (!basePlan) return; return basePlan.map((plan) => replaceAll(getBrandName(publicationsObj.planNameEvent[plan])), ” “, “_”).join(“;”); } function whatsappCtaClick() {if (whatsappOpted == true) {trackWebEngageEvents(“manage_whatsapp_updates_clicked”, trackDataWa); Moengage.track_event(“manage_whatsapp_updates_clicked”, {Gender: trackDataWa[“Gender”], Plan: trackDataWa[“Plan”], “Registered at”: trackDataWa[“Registered at”], isSubscribed: trackDataWa[“isSubscribed”], Origin: trackDataWa[“Origin”] }); var whatsappOptInUrl = “https://accounts.hindustantimes.com/whatsapp_opt_in?ref=lm” + “&Gender=” + trackDataWa[“Gender”] + “&Plan=” + trackDataWa[“Plan”] + “&Registered_at=” + trackDataWa[“Registered at”] + “&isSubscribed=” + trackDataWa[“isSubscribed”] + “&origin=” + trackDataWa[“Origin”]; window.location.href = whatsappOptInUrl; } else {trackWebEngageEvents(“get_alert_on_whatsapp_clicked”, trackDataWa); Moengage.track_event(“get_alert_on_whatsapp_clicked”, {Gender: trackDataWa[“Gender”], Plan: trackDataWa[“Plan”], “Registered at”: trackDataWa[“Registered at”], isSubscribed: trackDataWa[“isSubscribed”], Origin: trackDataWa[“Origin”] }); if (typeof isSubscribedUser != “undefined” && isSubscribedUser != null) {if (isSubscribedUser == true) {var whatsappOptInUrl = “https://accounts.hindustantimes.com/whatsapp_opt_in?ref=lm” + “&Gender=” + trackDataWa[“Gender”] + “&Plan=” + trackDataWa[“Plan”] + “&Registered_at=” + trackDataWa[“Registered at”] + “&isSubscribed=” + trackDataWa[“isSubscribed”] + “&origin=” + trackDataWa[“Origin”]; window.location.href = whatsappOptInUrl; } else {toggleWhatsappNonSubsPopUp(true); } } } } function trackRenewClick(storyId, tenureEndDate, currentPlanName) {let targetStorySection = “”; let targetStorySubSection = “”; let targetStoryURL = “”; let targetStoryTitle = “”; let targetStoryAuthorName = “”; let expiryPeriod = “”; let targetStoryAgency = “”; let trackData = {}; try {if (typeof storyId != “undefined” && storyId != null && storyId.trim() != “”) {const targetBoxDivId = “box_” + storyId.trim(); const targetBoxDivEl = document.getElementById(targetBoxDivId); const targetArticleDivId = “article_” + storyId; try {targetStorySection = targetBoxDivEl.closest(“[data-vars-section]”).getAttribute(“data-vars-section”); } catch (e) {if (typeof snowplowSection != “undefined”) {targetStorySection = snowplowSection; } console.log(e); } try {targetStorySubSection = targetBoxDivEl.closest(“[data-vars-subsection]”).getAttribute(“data-vars-subsection”); } catch (e) {console.log(e); } try {targetStoryURL = domainURLEvents + targetBoxDivEl.closest(“[data-weburl]”).getAttribute(“data-weburl”); } catch (e) {console.log(e); } try {if (document.getElementById(“headline_” + storyId) !== null) {targetStoryTitle = document.getElementById(“headline_” + storyId).innerText; } } catch (e) {console.log(e); } try {const authEl = document.getElementById(targetArticleDivId).getElementsByClassName(“author”)[0]; if (typeof authEl.innerText != ‘undefined’ && authEl.innerText != null) {targetStoryAuthorName = authEl.innerText; } else {targetStoryAuthorName = “”; } } catch (e) {console.log(e); } try { targetStoryAgency = targetBoxDivEl.closest(“[data-vars-agency]”).getAttribute(“data-vars-agency”);} catch (e) {console.log(e);} } try {expiryPeriod = getDaysInExpiry(tenureEndDate); } catch (e) {expiryPeriod = “”; console.log(e); } trackData.domain = “LM”; trackData[“Article Section”] = targetStorySection; trackData[“Article Subsection”] = targetStorySubSection; trackData[“Article Id”] = storyId; trackData[“Article Title”] = targetStoryTitle; trackData[“Author Name”] = targetStoryAuthorName; trackData[“Expiry Period”] = expiryPeriod; trackData[“Plan Name Before Renewal”] = currentPlanName; trackData[“Manage Plan Page Reason”] = “my_account”; trackData.Platform = “Web”; trackData[“Campaign Reason”] = “”; trackData[“Agency”] = targetStoryAgency; if (typeof currentPlanPrice != “undefined”) { trackData[“Amount Paid Before Upgrade”] = currentPlanPrice; } else { trackData[“Amount Paid Before Upgrade”] = “”; } if (typeof monthsUtilized != “undefined”) {trackData[“No of Months”] = monthsUtilized;} else { trackData[“No of Months”] = “”; } var gaData = {dimension22: “LM”, dimension23: trackData[“Manage Plan Page Reason”], dimension26: trackData[“Campaign Reason”], dimension48: trackData[“Expiry Period”], dimension49: trackData[“Article Section”], dimension50: trackData[“Article Subsection”], dimension51: trackData[“Article Id”], dimension3: trackData[“Author Name”], dimension66: currentPlanName, dimension84: monthsUtilized, dimension85: currentPlanPrice, dimension82: targetStoryAgency }; gaTrackingEvent1(“subscription”, “renew_now_clicked”, trackData[“Article Title”], gaData); Moengage.track_event(“renew_now_clicked”, trackData); } catch (e) {console.log(e); } return “?domain=” + trackData[“domain”] + “&article_section=” + trackData[“Article Section”] + “&article_subsection=” + trackData[“Article Subsection”] + “&article_id=” + trackData[“Article Id”] + “&article_title=” + trackData[“Article Title”] + “&author_name=” + trackData[“Author Name”] + “&expiry_period=” + trackData[“Expiry Period”] + “&plan_name_before_renewal=” + trackData[“Plan Name Before Renewal”] + “&manage_plan_page_reason=” + trackData[“Manage Plan Page Reason”] + “&platform=” + trackData[“Platform”] + “&agency=” + targetStoryAgency; }