Which Is a Better Investment, Stellar Bancorp, Inc. or TFS Financial Corporation Stock?

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Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in TFS Financial Corporation, Stellar Bancorp or Inc. because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how TFS Financial Corporation, Stellar Bancorp and Inc. compare based on key financial metrics to determine which better meets your investment needs.

About TFS Financial Corporation, Stellar Bancorp and Inc.

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It offers deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also provides commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it offers safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier’s checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.

Latest Banks and TFS Financial Corporation, Stellar Bancorp, Inc. Stock News

As of February 10, 2026, TFS Financial Corporation had a $4.2 billion market capitalization, compared to the Banks median of $560.8 million. TFS Financial Corporation’s stock is up 11.9% in 2026, up 1.6% in the previous five trading days and up 10.99% in the past year.

Currently, TFS Financial Corporation’s price-earnings ratio is 47.3. TFS Financial Corporation’s trailing 12-month revenue is $327.4 million with a 27.7% net profit margin. Year-over-year quarterly sales growth most recently was 11.0%. Analysts expect adjusted earnings to reach $0.330 per share for the current fiscal year. TFS Financial Corporation currently has a 7.5% dividend yield.

As of February 10, 2026, Stellar Bancorp, Inc. had a $2.0 billion market cap, putting it in the 55th percentile of all stocks. Stellar Bancorp, Inc.’s stock is up 28.3% in 2026, up 2.7% in the previous five trading days and up 35.32% in the past year.

Currently, Stellar Bancorp, Inc.’s price-earnings ratio is 20.4. Stellar Bancorp, Inc.’s trailing 12-month revenue is $416.5 million with a 24.9% net profit margin. Year-over-year quarterly sales growth most recently was -7.5%. Analysts expect adjusted earnings to reach $2.177 per share for the current fiscal year. Stellar Bancorp, Inc. currently has a 1.5% dividend yield.

How We Compare TFS Financial Corporation, Stellar Bancorp and Inc. Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at TFS Financial Corporation, Stellar Bancorp and Inc.’s stock grades to see how they measure up against one another.

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