How AAII Members Tackled Investing Challenges Together

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It’s time for an AAII Community wrap-up! Just as your favorite music streaming platform recaps your top songs and your bank or broker summarizes your purchases and gains, we’re providing a summary of the discussions and questions from our online AAII Community. This wrap-up highlights the value this member benefit has brought to investors across the nation.

This year, the AAII Community hosted over 3,100 discussion replies, with more than 4,150 members actively participating in various topical groups.

Here are some highlights of the top questions and topics discussed in the AAII Community’s special interest groups (SIGs):

Allocation Strategies Community: A member asked, “Should you invest in stocks at all-time highs?” sparking an engaging conversation about allocation and valuations.

Beginner Investor Community: Members explored the basics of asset allocation and shared how they initially learned to diversify their portfolios effectively.

Global Market Investing Community: Investors shared experiences of buying shares in foreign companies and the lessons they gained.

Growth Investing Community: Methods to evaluate the true potential of innovative companies while avoiding the hype were proposed.

Income Investing Community: After the Federal Reserve cut interest rates in early fall, members deliberated on adjusting their bond investments and strategies.

Mutual Fund and ETFs Community: With the rise of cryptocurrencies, investors exchanged thoughts on crypto exchange-traded funds (ETFs) and their potential.

Options Investing Strategies Community: A member seeking feedback shared their covered call strategy and highlighted lessons like avoiding naked calls.

Retirement Planning and Withdrawals Community: Members had a robust discussion about managing the tax implications of investments while aiming to enhance portfolio performance.

Small-Cap Investing Community: Investors examined the impact of small- and micro-cap stocks on their portfolios’ performance and risk profiles.

Stock Screening Community: Members were prompted to share insights and critiques on AAII’s O’Shaughnessy Tiny Titans screen and Lakonishok screen.

Sustainable Investing (ESG) Community: Members debated how environmental regulations and uncertainty might influence bond yields for issuers with high carbon emissions or poor environmental profiles.

Tax Strategies Community: A member sought clarification on whether contributing to both a Roth 401(k) and a Roth individual retirement account (IRA) beyond earned income is allowed under the Internal Revenue Service’s (IRS) rules, leading to valuable insights.

Technical Analysis Community: Discussions covered trail risk mitigation, macro indicators, momentum-based sector rotation strategies and long-term uses of technical analysis.

Value Investing Community: Members shared perspectives on finding undervalued opportunities amid market uncertainty and recession fears earlier this year.

Women Investors Community: The question, “How have historical barriers influenced contemporary women’s approach to finance and investing?” elicited reflections breaking down these challenges.

It was a tumultuous year for investors, but AAII members found solace in 24/7 access to a nationwide community of diverse investors. This platform provided a space to ask questions and gain new perspectives. We remain committed to supporting this invaluable member benefit, ensuring access to peer-driven ideas and strategies.

Join the AAII Community today and explore communities that pique your interest! 

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Field Notes From the Chapters

It’s nine o’clock on a Saturday
The regular crowd shuffles in

When Piano Man Billy Joel decided to sell the gargantuan Long Island estate he had first observed as a teenage oysterman trawling the local bay, it had enough gravitas to merit a feature article in the New York Times. The estate rests on the same 123-mile glacial moraine that is now home to more than eight million people. Yep, Long Island is just a pile of rocks dumped by the last Ice Age glacier as it melted away 25,000 years ago. But, oh, what a pile!

Money analogies abound. Prosperous, productive Long Island could be a metaphor for the magic of compound interest over a lifetime, or the expansive power of generational wealth.

Many chapter meetings pay homage to these ideas. Some focus on solving problems, others on building skill. Some recent examples include:


  • “How to Develop an Effective Investing Strategy” (San Diego),

  • “Obscure Social Security Rules” (Puget Sound),

  • “Unlocking Real Estate Investment Potential” (Austin) and

  • “Dividend Investing & Asset Quality” (Houston).

Something for everyone, everywhere and everywhen.

Few of us will journey from oysterman to Piano Man, but most of us will segue from starry-eyed newbie to seasoned shareholder. Let our chapter meetings help you navigate from first stage to final payout. You’ll be sharing a drink they call prosperity, and it’s better than drinkin’ alone! 

—Hollis Wagenstein-Hurturk, AAII Chapter liaison

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www.aaii.com/ChapterEmail

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