High-Yield Savings Accounts, Treasury Bills, Money Market Funds, and CDs—Here’s Where Your Cash Can Earn up to 4.5%

Cash isn’t just the dollar bills you put in your pocket—in this market, it might seem to be a patch of steady ground.

There are multiple options: People can put their money in high-yield savings accounts, checking accounts, money market mutual funds, certificates of deposit, and short-term Treasury debt.

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